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Freelancing Websites and How to Stay Safe on these Websites

Freelancing offers flexibility, independence, and the ability to work from anywhere. But with opportunity comes risk — especially when choosing where to find work. Scam websites, fake clients, and unpaid gigs are real concerns. That’s why choosing reliable freelancing platforms is essential for long-term success.


1. Upwork

Best for: All-around freelancing across industries

Upwork is one of the biggest and most reputable freelancing platforms globally. It connects freelancers with businesses looking for everything from graphic design and writing to software development and data analysis.

  • Pros: Payment protection, verified clients, wide range of job categories

  • Cons: High competition, service fees (5–20%)

🔒 Upwork uses escrow payments and time-tracking tools to ensure freelancers get paid.


2. Fiverr

Best for: Creative and digital services (design, video, marketing, etc.)

Fiverr allows freelancers to post “gigs” that clients can buy, starting at $5 and going up depending on the package. It’s ideal for creatives and service providers who want to set their own offerings.

  • Pros: Easy to get started, gig-based system, good exposure

  • Cons: High commission (20%), can take time to build ratings

🔒 Fiverr holds client funds and releases them once the freelancer completes the job.


3. Toptal

Best for: Experienced professionals in software development, design, and finance

Toptal is known for being elite — they accept only the top 3% of applicants after a rigorous screening process. But once you're in, the jobs are high-quality and well-paid.

  • Pros: High-paying gigs, serious clients, remote-first opportunities

  • Cons: Difficult to get accepted, niche skills preferred

🔒 Toptal handles contracts and ensures freelancers are paid for their time and work.


4. Freelancer.com

Best for: A wide range of freelance projects and contests

Freelancer.com offers a competitive bidding environment where freelancers can apply for jobs or enter contests. It’s well-suited for people who are proactive and don’t mind submitting proposals.

  • Pros: Variety of jobs, milestone payment system

  • Cons: Some clients may underpay, high competition

🔒 Freelancer.com offers a Milestone Payment System to secure payments.


5. PeoplePerHour

Best for: Freelancers based in the UK and Europe

PeoplePerHour is a UK-based platform that connects businesses with freelancers on an hourly or project basis. It’s popular in the European market and has strong freelancer protection policies.

  • Pros: Easy-to-use interface, escrow protection, project streams

  • Cons: Limited reach outside Europe, service fees

🔒 Payment is made through a secure escrow system, minimizing scams.


6. Guru

Best for: Freelancers seeking long-term client relationships

Guru is a lesser-known but trustworthy freelancing platform with a user-friendly dashboard and payment terms that freelancers can customize.

  • Pros: Flexible agreements, multiple payment options, workrooms for collaboration

  • Cons: Smaller client base, not as modern in design

🔒 Secure payment system with SafePay to ensure both sides are protected.


7. SolidGigs

Best for: Curated freelance opportunities (especially for writers, marketers, consultants)

SolidGigs isn’t a traditional freelance platform. Instead, it’s a subscription-based service that curates freelance jobs from across the internet, saving you time searching.

  • Pros: Handpicked job leads, saves time, no bidding wars

  • Cons: Monthly subscription fee, no built-in client communication or payment tools


Tips to Avoid Freelance Scams (No Matter Where You Work)

Even on legit platforms, caution is key. Here are a few tips to stay safe:

  • Never work for free. Samples are fine, but don't deliver full work without pay.

  • Use escrow or milestone payments. Avoid "payment after delivery" deals with new clients.

  • Avoid communication outside the platform unless you're confident the client is legit.

  • Trust your gut. If something feels off (too good to be true, weird requests), walk away.

Strategies to Avoid Scams in Freelancing

1. Use Established Freelance Platforms

Freelancing websites with secure payment systems and client verification processes are the best options. Platforms like Upwork, Fiverr, Freelancer.com, and Toptal offer built-in protections like escrow payments, client reviews, and dispute resolution systems.

What to look for:

  • Escrow system for payments

  • Verified client profiles

  • Clear terms of service

  • Transparent service fees


2. Vet the Client Thoroughly

Before starting any project, research the client. A reputable client will have a verified profile, a history of posting jobs, and positive reviews from freelancers. If the client is new or has no history, proceed with caution.

What to look for:

  • Client’s rating and reviews

  • Past projects and feedback from freelancers

  • Social media presence (LinkedIn, business websites, etc.)

  • Specific, detailed project descriptions


3. Agree on Clear Terms and Milestones

Always clarify the project scope, deadlines, and payment terms before you begin. Use milestone payments or set up an escrow to ensure you’re paid as you complete portions of the project. If the client hesitates to agree to these terms, it’s a red flag.

What to look for:

  • Milestone-based payments

  • Defined deliverables and deadlines

  • Agreement on hourly or project rate

  • Client willingness to work within platform guidelines (if using one)


4. Request a Contract or Agreement

A formal contract helps protect both you and the client. It should outline the scope of work, payment terms, deadlines, and expectations. A written agreement provides legal protection in case of any disputes.

What to look for:

  • Clear contract terms (scope, payment schedule, confidentiality, etc.)

  • Agreement on how revisions or scope changes will be handled

  • Deliverables and deadlines are clearly stated


5. Watch for Red Flags in Communication

Scammers often use vague language or overly enthusiastic promises of "huge paychecks" without specifics. Be wary of clients who avoid discussing details or pressure you to start work immediately without proper documentation.

What to look for:

  • Unclear or vague project descriptions

  • Lack of professionalism in communication (e.g., grammar mistakes)

  • Immediate pressure to start without proper contracts or agreements

  • Unreasonable payment promises ("earn $10,000 in one week" or "too good to be true" offers)


6. Set Realistic Expectations for Payment

If the client seems to offer payment that’s too good to be true, it probably is. Pay attention to how much they are willing to pay compared to industry standards for the work they are asking you to do.

What to look for:

  • Payment aligned with the job market rates

  • Avoid offers that seem suspiciously high for little work

  • Clear payment method (avoid vague terms like “we’ll figure it out later”)


7. Avoid Direct Contact Outside Platforms Until Trust is Built

Avoid communicating or sharing personal details (like your phone number or email) with clients before you have a verified working relationship. Always use the platform’s messaging and payment system for protection.

What to look for:

  • Request to move the conversation to private email, WhatsApp, or another platform

  • Requests for personal information or financial details

  • Clients insisting on working outside the platform


8. Use Two-Factor Authentication (2FA)

Enable two-factor authentication (2FA) on your freelance accounts for added security. It helps protect your account from unauthorized access, even if someone has your password.

What to look for:

  • Make sure the platform offers 2FA or multi-factor authentication

  • Keep your passwords strong and unique for each platform


9. Don’t Work for Free

Never agree to do work for free as a “test” or because the client promises payment after the job is done. A legitimate client should be willing to pay you for your time and expertise upfront or through escrow.

What to look for:

  • Requests for “free trials” or work without compensation

  • Promises of payment “later” with no concrete arrangement


10. Research the Payment Method

Scammers often ask freelancers to accept unconventional payment methods (e.g., wire transfers, gift cards, or third-party payment systems). Stick to secure payment platforms like PayPal, bank transfers, or platform-specific escrow systems.

What to look for:

  • Request for unconventional payment methods (e.g., Bitcoin, wire transfers, gift cards)

  • Secure payment platforms (Upwork’s escrow, PayPal, bank transfers)

  • Payment made after milestone approval or completed work


Red Flags to Watch Out For:

  • Upfront Payments: Scammers may request large upfront payments with promises of big jobs. A legitimate client should never ask you to pay to work for them.

  • Vague Job Descriptions: If a client’s description is unclear or extremely broad, they may be trying to get free work out of you or trap you into an unsatisfactory arrangement.

  • Overly Eager Clients: Clients who rush you to start or make you feel guilty for not accepting a job immediately may be trying to pressure you into a bad deal.

  • Too Good to Be True Offers: Promises of high pay for little work or impossible expectations are often used by scammers to lure in unsuspecting freelancers.

1. A Client Offers an Overly High Rate for Simple Work

If a client offers you an unusually high rate for a relatively simple job or a task that doesn’t align with industry standards, proceed with caution. While it’s great to be paid well, a “too good to be true” offer can signal a scam.

Specific Tip:

  • Counter and ask for more details: Ask the client to clarify the scope of work in detail. Scammers often provide vague descriptions. If the offer is legitimate, they should be able to clearly explain why they are paying such a high rate and what the expectations are.

  • Check industry standards: Research what similar roles typically pay in your area or field. Use resources like Glassdoor or PayScale to verify what you should be charging for the specific task.


2. The Client Pressures You to Start Immediately Without a Contract

A legitimate client will want to ensure a formal agreement is in place before work starts, especially on larger projects. If someone is insisting on you starting right away without a contract or clear terms, this is a major red flag.

Specific Tip:

  • Ask for a contract or written agreement: Politely insist that you can only proceed with work once the contract terms are clear. If the client resists, this is a strong sign they might not be trustworthy.

  • Stick to the platform's terms: If you're working on a freelancing platform, remind the client that you need to adhere to the platform’s guidelines, which include a formal agreement and payment terms before beginning work.


3. They Want to Pay You Using a Non-Secure Payment Method (Gift Cards, Wire Transfers, Cryptocurrency)

If a client asks you to receive payment via gift cards, wire transfers, or cryptocurrency, this is almost always a scam. These payment methods are hard to trace and provide little protection for you as a freelancer.

Specific Tip:

  • Stick to reputable payment methods: Always ask for payment through the platform’s secure payment system (if using a platform), or through well-known services like PayPal (with protections enabled), bank transfers, or checks.

  • Do not send work without securing payment first if a non-secure payment method is requested. If the client refuses to use a trusted payment method, walk away.


4. The Client is Reluctant to Provide References or Show Evidence of Legitimate Business

Legitimate clients often have a company website, online portfolio, or social media profiles with reviews and references to back up their legitimacy. Scammers, however, tend to be secretive about their business and often provide no references or vague details.

Specific Tip:

  • Ask for references or proof of business legitimacy: If the client is unwilling to show you previous work, a website, or any kind of professional proof, it’s a red flag. Legitimate clients will usually be eager to show you their business background.

  • Verify the company: Run a quick Google search of the business name or check their LinkedIn profile to see if it aligns with the details provided. If you can’t find anything legitimate about the business, consider this a red flag.


5. The Client Wants You to Do a Sample Task (Without Compensation)

While some clients may request a sample or portfolio piece to judge your work, working for free on a sample task without compensation is not acceptable, unless it’s clearly part of an agreed process and tied to an actual opportunity.

Specific Tip:

  • Negotiate a paid trial project instead: Politely explain that while you understand their request for a sample, you’d prefer to start with a paid test project (with a clear timeline, scope, and payment terms). Legitimate clients should respect this boundary.

  • Never give away free work: If the client insists on a free sample task that is too detailed or time-consuming, it’s likely a scam.


6. The Client Wants to Move Communication Outside the Platform Too Quickly

Moving communication outside of the freelancing platform is often a red flag. Freelancers are protected by the platform’s secure messaging system, so moving communication to email or WhatsApp can be an attempt to sidestep the platform’s protections and avoid payment security.

Specific Tip:

  • Politely insist on using the platform’s communication tools: Tell the client that to ensure clear records and follow the platform’s rules, all communication must happen within the platform. This can help protect you from scams and unpaid work.

  • If they push back: If the client refuses to work with you on the platform, terminate the conversation. A legitimate client will be happy to follow the platform’s guidelines.


7. The Client Doesn't Want to Sign a Contract or Agree to Clear Terms

If a client refuses to provide a contract or isn’t open to negotiating clear terms (payment milestones, scope of work, deadlines), this could be a sign that they aren’t interested in a professional arrangement and may be trying to take advantage of you.

Specific Tip:

  • Insist on a formal agreement: Politely but firmly request that a contract be signed before you begin any work. Highlight that this protects both parties and ensures the scope of work and payment terms are clear.

  • Use templates if needed: If you don’t have a contract template, many freelancing platforms offer standard contracts or freelancer templates you can use. If the client refuses this, it’s likely a scam.


8. The Client Doesn’t Respond for a Long Time and Then Suddenly Wants to Rush the Job

A legitimate client will maintain regular communication and give you ample time to complete the project. If a client vanishes for a while and then suddenly demands quick work with little regard for quality or deadlines, they may be trying to scam you.

Specific Tip:

  • Ask for a reasonable timeline: Always ask the client for a reasonable deadline based on the work you need to complete. Don’t allow them to rush you, especially if they’ve been unresponsive.

  • Clarify deliverables: Ask for a list of deliverables and detailed requirements to ensure you aren’t blindsided by last-minute demands.


9. The Client Refuses to Use an Escrow or Milestone Payment System

If the client refuses to use an escrow system (such as Upwork’s system) or isn’t willing to set milestone payments (such as Fiverr’s payment structure), this is a major warning sign.

Specific Tip:

  • Explain why milestone payments are important: Politely remind the client that this protects both you and the client by ensuring the payment is secured before starting work.

  • Walk away if necessary: If the client still refuses, end the conversation. No legitimate business will refuse this system.


10. The Client Offers Unsolicited Work

Clients who reach out to you with unsolicited offers, especially those that come through personal channels like direct emails or social media messages, can sometimes be scams. They might offer vague job descriptions or immediate hiring requests.

Specific Tip:

  • Ask for more details: If you receive an unsolicited offer, always ask for the job description, payment terms, and company details. Scammers are often vague or slow to provide information.

  • Verify their identity: Check the legitimacy of the company or client through a web search or look at their LinkedIn profile to see if their offer seems credible.


By applying these specific strategies, you can filter out scams and confidently engage in legitimate freelance opportunities. Always stay cautious and trust your instincts. If something doesn’t feel right, it’s okay to walk away.

Affiliate Disclosure: This blog may earn a commission from purchases made through affiliate links. This means that if you click on a link and make a purchase, I may receive a small compensation at no extra cost to you. Your support helps keep this blog running and allows me to continue providing valuable content. Thank you!

Excellent business and economics books: 

The New Retirement by Sherry Cooper

The Yankee Years by Joe Torre and Tom Verducci

The Book on The Book: A Landmark Inquiry into Which Strategies in the Modern Game Actually Work by Bill Felber

The Smartest Guys in the Room: The Amazing Rise and Scandalous Fall of Enron by Bethany McLean and Peter Elkind

Blackberry Town by Chuck Howitt

Poor Charlie's Almanack by Charlie Munger

The Intelligent Investor by Benjamin Graham

The Little Book of Common Sense Investing: The Only Way to Guarantee Your Fair Share of Stock Market Returns by John C. Bogle

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