How to Learn to Build a Business

Module 1: The Foundation - Mindset & Budgeting Video Lessons: Why Personal Finance Matters.  Choosing Your Budget.  Interactive Tool: Downloadable Excel Budget Template with pre-built formulas. Quiz: Budgeting Methods & Expense Categories. Action Item: Fill out your first monthly budget using the provided template. Module 2: Credit & Debt Strategy Video Lessons: Credit Scores Explained. Interest Rates Explained. Interactive Tool: Debt Payoff Calculator (Excel). Quiz: Credit Score Factors & Debt Terminology. Action Item: List all current debts and calculate the total interest paid over time using the calculator. Module 3: Banking & Risk Management Video Lessons: High-Yield Savings Accounts. The Emergency Fund Formula. Insurance 101. Resource Guide: PDF Checklist: "Questions to Ask Your Bank & Insurance Agent." Quiz: Banking Fees & Insurance Basics. Action Item: Audit your bank statements for hidden fees and identify one area to save. Module 4: Inves...

Course Description: A streamlined, practical guide to personal finance.  Learning Outcomes: By the end of this course, students will be able to: Create a realistic monthly budget. Develop a strategy to pay down high-interest debt. Understand how to build and protect their credit score. Launch a basic investment portfolio for long-term growth. Week 1: Mastering Your Cash Flow (Budgeting) Focus: Tracking income vs. expenses and choosing a budgeting method. Key Topics: The 50/30/20 Rule vs. Zero-Based Budgeting. Distinguishing needs from wants. Tools for tracking: Apps vs. Spreadsheets. Practical Assignment: Build a monthly budget based on current income/expenses. Week 2: Taming Debt & Building Credit Focus: Understanding interest rates, credit scores, and strategic repayment. Key Topics: How credit scores are calculated and why they matter. Good Debt vs. Bad Debt. Repayment Strategies: Snowball vs. Avalanche. Practical Assignment: Create a Debt Payoff Plan for a hypothetical (or ...