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Financial Literacy II Synchronous Course Outline

Module 1: The Foundation - Mindset & Budgeting

Video Lessons:

  • Why Personal Finance Matters. 
  • Choosing Your Budget. 

Interactive Tool: Downloadable Excel Budget Template with pre-built formulas.

Quiz: Budgeting Methods & Expense Categories.

Action Item: Fill out your first monthly budget using the provided template.

Module 2: Credit & Debt Strategy

Video Lessons:

  • Credit Scores Explained.
  • Interest Rates Explained.

Interactive Tool: Debt Payoff Calculator (Excel).

Quiz: Credit Score Factors & Debt Terminology.

Action Item: List all current debts and calculate the total interest paid over time using the calculator.

Module 3: Banking & Risk Management

Video Lessons:

  • High-Yield Savings Accounts.
  • The Emergency Fund Formula.
  • Insurance 101.

Resource Guide: PDF Checklist: "Questions to Ask Your Bank & Insurance Agent."

Quiz: Banking Fees & Insurance Basics.

Action Item: Audit your bank statements for hidden fees and identify one area to save.

Module 4: Investing Basics & Retirement

Video Lessons:

  1. Making Your Money Work: Stocks, Bonds, and ETFs
  2. Risk Tolerance Assessment: What Kind of Investor Are You?
  3. Retirement Accounts. 

Interactive Tool: Compound Interest Growth Simulator.

Quiz: Asset Classes & Retirement Account Rules. 

Action Item: Complete the Risk Tolerance Survey and draft a hypothetical portfolio allocation.

Module 5: Capstone – Your Financial Roadmap

Final Project: "The 5-Year Plan"

Includes: Strategies that you have learned in this course to improve your financial literacy. 

Submission: Upload to Google Classroom

Submit contact form through https://jmjtrainingandeducationgroup.wordpress.com/ for more information about this course. 

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